What documents are critical for assessing my financial risk?

Assessing financial risk well depends on having the right documents to hand: current management accounts, rolling cash-flow forecasts, the debt and security schedule, covenant compliance records, ageing analyses and material contracts.

Incomplete or stale information is itself a risk, because it hides exposures and undermines credibility with lenders and advisers.

This report identifies the documents critical to assessing financial risk in your chosen jurisdiction and industry: the framework for assembling a complete information set, and the scenarios where specific documents prove decisive.

It covers the warning indicators of information gaps, and hedged ranges for the cost of poor records. It also sets out the controls that maintain a reliable evidence base, and when to involve auditors, counsel and financial-risk specialists.