What should I do immediately after an incident to preserve insurance coverage (notification, evidence, mitigation duties)?? Country Select

The hours and days after a loss often decide whether a policy pays. Coverage can be forfeited not because the underlying claim was invalid, but because notification was late, evidence was lost, or a policyholder failed to take reasonable steps to limit the damage. For a senior executive, this is a governance exposure: a recoverable loss quietly becoming an uninsured one. This report explains how post-incident duties operate in your chosen jurisdiction and industry, the notice and mitigation obligations that attach to common policy wordings, the documentary trail insurers expect, the warning signs that a claim is being prejudiced, and indicative recovery shortfalls drawn from published disputes, with guidance on when to engage coverage counsel and a broker before commitments are made. It frames research, not legal advice.

Reference material for informed readers, not advice.