Recovering fraud losses under a crime or fidelity policy is a documentation-intensive exercise, and many valid claims fall short because the loss was not proven to the standard insurers demand. Crime policies respond to defined perils such as employee dishonesty, theft and social-engineering fraud, each with its own proof requirements, exclusions and discovery-based triggers. For a senior executive who has just suffered a fraud, the instinct to act fast must be matched by disciplined evidence-gathering. The report explains how crime-policy claims work in your chosen jurisdiction and industry, the proof and discovery requirements, the social-engineering and computer-fraud distinctions, warning indicators of an under-documented claim, indicative recovery ranges from published matters, and when to engage forensic accountants, coverage counsel and investigators.
Reference material for informed readers, not advice.
