Data-retention policy is unusually high-stakes because it sits at the cross-section of privacy law (which demands you hold less, less long), litigation hold (which demands you hold more, longer when an issue arises) and sector-specific regulation (which often imposes minimum retention). Get it wrong and you face simultaneous exposure to over-retention privacy claims and under-retention spoliation findings. This report sets out the data-retention framework in your chosen jurisdiction and industry: the privacy-law minimisation expectations, the litigation-hold and preservation rules, the sector-specific minimum-retention regimes, and the recent regulator posture. It documents the scenarios that have produced exposure, the warning indicators that your current policy is wrong, the impact ranges, and the retention-policy framework, with triggers for engaging privacy or litigation counsel.
Reference material for informed readers, not advice.